First Steps Worksheets & Additional Resources by Topic

Download Business Idea Worksheet

Use this worksheet to plan out your business ideas!

Download Personal Finance Worksheet

Planning out your finances is an important aspect in your business. This work sheet allows you to see what finances you may need and how you should begin to plan for the future!

Download Business Plan Template

This template is a robust plan that allows for you to see and feel a full length plan. This does not have to be filled out entirely, but is a good start to see where you stand in most areas! Utilize this template to start fully planning out your business.

Download Rank Your Entrepreneurial Skills Worksheet

To maximize your potential for success, it is important to operate from your strengths and realize when you need to get help. Rank your skills to understand your strengths and areas where you can learn to be a business owner!

Download Business Model Canvas

This worksheet sets up a strategic

management template that allows for you to  envision aspects of your future business. Using this visual chart, you can plan out your ideas in this worksheet.

Additional Resources

Solidifying your Business Idea and Plan

If you are looking for courses or trainings on starting a business, please check out:

Business Planning Templates and Samples

Credit Scores & Credit Repair

Most lenders are looking for a credit score of 670-700+. If you do not know your credit score or do not yet have a credit score that meets that threshold:

  • Find your free credit report. You are entitled to receive a free copy of your credit report from each of the credit reporting companies once every 12 months. Your credit report indicates your credit activity and is available from AnnualCreditReport.com. You do not need to pay for this service! While your free credit report does not include your credit score, reviewing your report regularly can help you check for – and dispute! – any errors. Credit reports include key information, such as your credit accounts, payment history, public records (such as liens, foreclosures, and bankruptcies) and “hard pull” inquiries.
  • Estimate your score from the myFICO Credit Score Estimator. This site asks you questions to help you develop a reasonable estimate of your score. You can also find your score from:
    • Some private companies – banks, credit cards, etc. – offer access to your credit score if you are a customer.
    • You can also chose to sign up for a free account with Credit Karma or Experian to receive your FICO score
  • Learn the basics of building a good credit score.
  • Seek resources for credit improvement. The National Foundation for Credit Counseling can help; you can use their agency finder to find an organization to work with near you. You can also partner with a financial professional. Be careful working with other organizations – there are many scams surrounding credit improvement.

Beginner’s Guide to Financial Projections

When seeking funding and/or determining the feasibility of your business idea, you will likely need financial projections. Yet developing these projections can be a complex and sometimes-overwhelming process.

This free, interactive online class is designed to help you understand what inputs you need to create projections

Access the Course Here